1. AMFI Registration & Nature of Services

Prasad Sogi (Founder of InvestPlenty) is registered with the Association of Mutual Funds in India (AMFI) as an authorized Mutual Fund Distributor:

• AMFI Registration Number (ARN): 159978
• Current Status: Active & Valid
• Role: Mutual Fund Distributor / Intermediary

Important Clarification: Prasad Sogi and InvestPlenty operate as an AMFI-Registered Mutual Fund Distributor, and not as a SEBI-Registered Investment Adviser (RIA) or Portfolio Management Service (PMS). In accordance with SEBI guidelines, our mutual fund services involve distributing third-party mutual fund schemes and assisting clients with transaction execution, portfolio tracking, and general financial education.

Commission or brokerage earned on mutual fund distribution is received directly from the Asset Management Companies (AMCs) as per SEBI regulations, at no additional fee charged to the investor.

2. Mutual Fund Risk Warnings

All mutual fund investments carry risk. Returns fluctuate in accordance with prevailing capital market conditions, interest rate environments, macroeconomic factors, and portfolio holdings of the underlying schemes:

• No Capital Guarantee: Neither InvestPlenty, nor Prasad Sogi, nor any Asset Management Company guarantees the principal invested or future returns.
• Historical Performance: Any comparison tables, historical return figures (1Y, 3Y, 5Y, 10Y CAGR), rolling returns, or fund ratings displayed on InvestPlenty are solely for retrospective study and do not assure future gains.
• Scheme Information: Investors are strongly advised to carefully read the Scheme Information Document (SID), Statement of Additional Information (SAI), and Key Information Memorandum (KIM) before allocating capital.

3. Stock Market Training & Non-Advisory Content

All articles, video lessons, social media publications, price action charts, technical indicators, and classroom mentorship delivered through InvestPlenty are intended strictly for educational and training purposes.

• No Stock Tips or Buy/Sell Calls: InvestPlenty does not issue specific stock tips, intraday recommendations, F&O calls, or trading advice.
• Trading Risk: Equity and derivatives (Futures & Options) trading entails substantial financial risk and can lead to capital loss. Per SEBI studies, 9 out of 10 individual traders in the equity F&O segment incur net financial losses.
• Independent Decision Making: Any trade or investment executed in the securities market is at the sole discretion, responsibility, and risk of the individual investor.

4. Financial Calculators & Estimation Tools

The interactive tools available on this website (including the SIP Calculator, Step-Up SIP Calculator, and SIP vs FD Calculator) are mathematical simulation models based on compounding arithmetic formulas.

These calculators illustrate prospective wealth scenarios based on user-supplied return percentages (e.g., 12% or 15%) and are not promises or guarantees of actual investment maturity values.

5. Insurance Products & Partner Services

Life Insurance, Term Insurance, and Health Insurance references on this platform are for general informational guidance and client assistance.

Insurance solutions are underwritten and administered solely by respective IRDAI-regulated insurance companies. The terms, coverage limits, exclusions, premium rates, and claim settlements are strictly governed by the underlying policy wording of the insurance provider.

6. Third-Party Portals & Platform Partnerships

For transaction processing and paperless onboarding, InvestPlenty partners with regulated technology platforms, notably Wealthy.in (Wealthy IN Partners).

When you click links to register, download apps, or execute transactions through partner portals, you are subject to the terms of use, privacy policies, and security infrastructure of those respective authorized entities.

7. Limitation of Liability

Under no circumstances shall InvestPlenty, Prasad Sogi, or its associates be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of:

• Any investment choices made based on information presented on this website.
• Market fluctuations, system downtime, network delays, or AMC transaction execution variations.
• Inaccuracies, typographical errors, or delays in mutual fund NAV updates from third-party data providers.

8. Regulatory Authority & Grievance Redressal

InvestPlenty is committed to ethical business practices, fair dealing, and prompt grievance resolution. If you have any complaint regarding mutual fund distribution, please reach out directly:

Investors may also file unresolved mutual fund grievances directly with the Securities and Exchange Board of India via the online SEBI Complaints Redress System (SCORES) at https://scores.sebi.gov.in or through the AMFI portal.