1. About InvestPlenty & Regulatory Standing

InvestPlenty (accessible at https://investplenty.com/) is an Indian financial education, research, and mutual fund distribution platform founded by Prasad Sogi.

Prasad Sogi is an AMFI-Registered Mutual Fund Distributor holding ARN-159978. Our primary operations and physical consulting offices are located at:
#7, Veerashaiva Samudaya Bhavan Complex, Navanagar, Hubballi, Karnataka — 580025, India.

2. Information We Collect

We collect information only when voluntarily provided by you, or automatically as you navigate our platform:

A. Information You Voluntarily Provide

• Contact Details: Your name, email address (admin@investplenty.com), and phone/WhatsApp number when you reach out for consultations, portfolio reviews, or educational inquiries.
• Financial Profile Information: Investment horizons, risk appetite, monthly SIP targets, and current fund allocations shared voluntarily during 1-on-1 portfolio discussions.
• Internship Applications: Full name, college name, degree, contact number, track preference, and resume details submitted via our website form, Google Forms, or WhatsApp for student programs.
• Mutual Fund Onboarding Data: If you choose to invest in mutual funds through our digital partner platform (Wealthy.in), mandatory KYC information (PAN, Aadhaar verification, bank account details for mandate setup) is collected directly through secure, SEBI-regulated registrar and transfer agent (RTA) channels (e.g., CAMS, KFintech).

B. Automatically Collected Technical Data

• Usage Analytics: IP address, browser type, device information, operating system, and pages visited, tracked via Google Analytics (MonsterInsights) to improve site navigation and performance.
• Cookies: Small text files placed in your browser to remember user preferences and measure aggregated website performance.

3. How We Use Your Information

We process your data solely for legitimate business and client-service objectives:

• To provide personalized mutual fund comparisons, SIP calculations, and financial planning guidance.
• To assist you with digital onboarding, KYC completion, and portfolio tracking via AMFI/SEBI authorized mutual fund platforms.
• To respond to your inquiries on WhatsApp, email, or telephone.
• To process and review student applications for our Finance & Capital Markets Internship programs.
• To send periodic market research updates, blog guides, or regulatory notices (you may opt out at any time).
• To prevent fraudulent activity and comply with statutory obligations under Indian capital market laws.

4. Data Sharing & Third-Party Services

We do not disclose your personal information to third parties, except in the following necessary contexts:

• Regulated Financial Partners: For executing mutual fund transactions, your data is processed through authorized AMCs (Asset Management Companies), SEBI-registered RTAs (CAMS, KFintech), and our technology partner platform (Wealthy.in).
• Communication Channels: When you initiate conversations via WhatsApp, interactions are governed by WhatsApp’s privacy policy and end-to-end encryption.
• Google Forms & Analytics: Educational forms and site metrics utilize Google's secure enterprise cloud infrastructure.
• Legal Compliance: We may disclose information if strictly required by law, court order, or governmental authorities (such as SEBI, AMFI, or law enforcement).

5. Data Security & Retention

We employ robust administrative, technical, and physical security measures to safeguard your personal data against unauthorized access, alteration, or disclosure. All web traffic on InvestPlenty is protected using modern 256-bit SSL (HTTPS) encryption.

Personal data is retained only for as long as necessary to fulfill the purposes outlined in this policy or to comply with statutory record-keeping mandates required by AMFI and SEBI.

6. Your Privacy Rights

Under Indian data protection laws, you possess the right to:

• Access & Review: Request a summary of the personal information we hold about you.
• Rectification: Request correction of inaccurate or outdated details.
• Withdraw Consent: Opt out of communications or withdraw consent for non-essential data processing at any time.
• Data Deletion: Request the deletion of your personal records from our consultation and internship archives, subject to statutory compliance requirements.

7. External Links & Third-Party Websites

InvestPlenty may contain links to external portals (such as AMFI India, SEBI, TradingView, Wealthy, YouTube, or college websites). We are not responsible for the privacy practices or content of third-party websites. We encourage you to review their respective privacy notices upon visiting.

8. Policy Updates

We may update this Privacy Policy periodically to reflect changes in regulatory standards or our digital services. The updated date will always be displayed at the top of this document. Continued use of our website signifies your acceptance of any revisions.

9. Grievance Officer & Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal information, please contact our designated Grievance Officer: